Damac Lowers the Barrier to Off-Plan Financing with ADIB

  • 3 weeks ago

Damac is making it easier for investors to secure off-plan property in Dubai, partnering with Abu Dhabi Islamic Bank (ADIB) to offer mortgage financing at 35% project completion—a significant shift from the usual 50% threshold. This move gives buyers earlier access to funding, reducing capital strain and opening up more opportunities in a competitive market.

Flexible Payment Plans Driving Demand

Damac continues to attract investors with tailored payment structures, including the widely popular 1% per month plan. These options are designed to improve cash flow management and make real estate investment more accessible to a wider pool of buyers.

Key projects such as Damac Lagoons, Cavalli Tower, and Damac Hills 2 will benefit, allowing buyers to secure units earlier with financing solutions that align with long-term investment strategies.

A Shift in Dubai’s Off-Plan Market

With mortgage rates easing following last year’s Fed rate cuts, Dubai’s developers are adapting quickly to investor demand. The Damac-ADIB partnership signals a shift in off-plan financing, offering more flexibility for those seeking rental yield, capital appreciation, and wealth-building opportunities.

The question is—will other master developers introduce similar models to sustain sales momentum? Early access to mortgages could become a key advantage in Dubai’s evolving off-plan market.

Position Your Investment for Long-Term Growth

Dubai’s real estate market is evolving, and securing the right opportunities requires expertise and strategic insight. At MILK Real Estate, we connect investors with high-potential properties that align with long-term financial goals. If you’re considering an off-plan purchase in Dubai, let’s explore the best options available. Get in touch today.

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